Funding, Credit, Investments -- Economical Categories

Scientific functions in the theories of finances plus credit, according to the specification with the research object, happen to be characterized to be many-sided and many-leveled.

The meaning of wholeness in the economical associations formed in typically the process of formation, distribution and use of finances, as money sources is broadly spread. For example, in "the general theory of finances" there are two descriptions of finances:

1) "... Finances reveal economical relations, creation of the funds associated with money sources, inside the process associated with distribution and répartition of national receipts based on the distribution plus usage". This classification is given relatively to be able to the conditions of Capitalism, when cash-commodity relations gain general character;

2) "Finances represent the organization regarding centralized ad decentralized money sources, affordable relations relatively together with the distribution and usage, which function for fulfillment from the state functions and even obligations and likewise provision of the conditions in the increased further production". This definition is brought without showing typically the environment of their action. We share partly such description of finances plus think expedient in order to make some requirements.

Financial cushion First, finances defeat the bounds of distribution and partage service in the countrywide income, though this is a fundamental foundation of finances. Also, formation and consumption of the depreciation fund that is the particular part of monetary domain, belongs not really to the circulation and redistribution involving the national earnings (of newly formed value during some sort of year), but for the particular distribution of already developed value.

This kind of latest first looks to be some sort of part of associated with main industrial cash, later it will be relocated to the cost price of an all sety product (that is usually to the value too) along with its conclusion, and it is set the depression fund. The source is obtained into account before hand as a depressive disorder kind in the consistence in the ready products cost price.

2nd, main goal regarding finances is substantially wider then "fulfillment in the state features and obligations and provision of conditions for the widened further production". Finances are present within the state level and also on the manufactures and branches' level too, and even in such conditions, when the just about all portion of the manufactures happen to be not state.

Sixth is v. M. Rodionova has a different place about this issue: "real formation involving the money starts on the stage of distribution, once the value is recognized and concrete inexpensive forms of the realized value happen to be separated from the particular consistence of the profit". V. M. Rodionova makes an highlight of finances, as distributing relations, when D. S. Moliakov underlines industrial foundation of finances.

Even though both of them give quite substantiate discussion of finances, as a technique of formation, distribution and using the particular funds involving resources, that comes out associated with the following associated with the finances: "financial cash relations, which forms in the process of distribution and redistribution involving the partial associated with the national prosperity and total cultural product, is related with the subjects regarding the economy and formation and utilization of the condition cash incomes plus savings in the widened further generation, in the stuff stimulation of the particular workers for satisfaction with the society sociable and also other requests".

Within the manuals associated with the political economic system we meet together with the next definitions of finances:

"Finances associated with the socialistic state represent economical (cash) relations, with the aid of which in turn, in the approach of planned submission of the earnings and savings typically the funds of money causes of the state and socialistic produces are formed regarding guaranteeing the expansion associated with the production, rising the material and cultural level involving the people as well as for satisfying other general society requests".

"The system of design and usage regarding necessary funds of cash resources with regard to guarantying socialistic increased further production represent precisely the finances regarding the socialistic culture. And the totality of economical contact arisen between state, manufactures and businesses, branches, regions in addition to separate citizen according to the movement of money funds make economical relations".
As coming from seen, definitions regarding finances made by financiers and politics economists do not vary greatly.